I smell another animated discussion here like the railcard extension one
I don't know who you could possibly be thinking of
I see this rather differently from a railcard, which is not in itself a pemit to travel. An advance ticket is a permit to travel on given day at a specified time for a given price between two apecified points.
I fully understand that buying an advance ticket is essentially always going to be ganble, in which the puchaser hopes thay will able to make the journey on the specified date and at the specified time, and I can see the logic behnd a no refund policy; after all its not the railways fault if you miss the train or now have to go to Uncle Freds funeral instead or whatever.
But this is different. At present the
TOCs▸ are running services essentially on contract to the government, As I understbd it (and please correct me if Im wrong) the government gets all the revenue and pays the TOC for providing the service. Therefore, in essence, the money goes to the government and not the TOC.
And it is the government, not the TOCs, who have laid down the rules on what people can or cant do in areas with local COVID restrictions.
I would say therefore that logic lies on the side of those wanting refunds if there is no point in thm making their journeys on that given day because the governments restrictions prevent them from doing what they had in mind to do at their journeys end.
Whether the law could be shown to be on the side of those wanting refunds is of course another atter entirely!